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Our 100% Guarantee
The price of the inspection is $100.00
MIS, Inc. will guarantee that you will save at least the price of the inspection on your premium or we will refund the difference to you, up to the price of the inspection. You can't lose!! The premium discount continues year after year without another inspection. Why would you wait? It's like FREE MONEY!
Would you like to save $100's to $1,000's on your Homeowners Insurance Premium?
What is an Insurance Discount Inspection?
Welcome to the slightly confusing world of Insurance Discount Inspections. You may have heard of it referred to as:
- Wind Loss Mitigation
- Windstorm Mitigation
- Florida Building Code Mitigation
- Florida Building Code Credit
to name a few. The essence of what is being said here is "Mitigation", defined as "to lessen or make less severe" the damage to your home during a hurricane.
The Law
The new Florida Statue 626.0629 requires insurance companies to offer Florida homeowners discounts, credits, or rate differentials for construction techniques that reduce damage and loss in windstorms. Florida insurance companies were required to submit filings in March 2003 and provide for these wind mitigation discounts. The insurance companies' filings began to take effect in 2003. Because Homeowners Insurance rates did not increase severely in 2003, the inspections were rarely mentioned and of little help to the consumers. With the huge increases of insurance rates in the past two years, the discounts are much more important!
Who qualifies?
The good news is almost every house qualifies for some discount! Houses built under the 2001 or 2002 building code will receive the most discounts. But many of the construction techniques that qualify a house for a discount were commonly used prior to the adoption of the new Code! In fact, houses built in the 1990's have seen the most discounts, as they have been given no consideration prior to this. Wouldn't you like a discount of $1,200.00 on your premium?
Almost every house we have inspected has qualified for some discount ! So why don't you call for your inspection today? You may say...."My house is too old!" Wrong!! We were able to save one homeowner $1,100.00 a year on her 1966 home with a tile roof.
How can I get my discount?
The inspection process is simple, taking approximately ½ hour to gather the necessary information. We must inspect the interior of your attic and ask you a few questions. This picture will show you the areas of your home that we will inspect.
We will email or send the forms to your insurance company along with photographs of the roof. Your insurance company will contact you with the amount of your discount, either by a reduction of your premium at renewal or a refund check if you have already paid your premium.
How much money can I save?
Discounts range from 20% to 60% off the wind portion of your policy. In most cases, the wind portion of the premium is the largest part. The following link will help you determine how much discount you may receive.
https://apps.fldfs.com/WindMitigation/
www.FloridaWindIncentives.org
Our customers have received $100.00 to $2,000.00 off their insurance premium. Why wouldn't you?
Why hasn't my insurance agent told me about this?
Some are not informed and most were not aware of the discounts until recently. The insurance agents continue to be amazed at how much their customers have saved by having an inspection performed.
http://www.shopandcomparerates.com/
Schedule your Insurance Discount Inspection Today
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